I had a client who had the insurance VPI, the little yorkie fell and had a patella injury, after all was said and done surgery..rehab the insurance refused to pay because yorkies can have congenital patella problems, even though it was an accidental injury.
I currently have pet insurance for my dog be careful and read the terms and conditions of the policy, most policies will not cover any existing injury. The policy i have is called petplan it allws you to choose the level of cover you want it requires that you pay the first $100 of the claim and the insurance covers the rest. I think its worth it vet fees can be really expensive and can really burn a whole in your wallet if you can’t afford it.
Regular vet visits need to be maintained to make an insurance claims, claims can be made as many times in one year to the amount insured. Visit your vet they can recommend and explain the best plans to suit you and your pets
I did check into it when I got my two, but I decided against it. I believe I calculated the costs to far outweigh the benefits. I don’t recall the details, but it looked to me as if I paid premiums for 10 years I’d have paid in way more than I’d ever get back.
That was just my decision. I only looked at one plan though.
It has it’s ups and downs like any insurance.
I had a client who had the insurance VPI, the little yorkie fell and had a patella injury, after all was said and done surgery..rehab the insurance refused to pay because yorkies can have congenital patella problems, even though it was an accidental injury.
But it can definitly be worth it.
I currently have pet insurance for my dog be careful and read the terms and conditions of the policy, most policies will not cover any existing injury. The policy i have is called petplan it allws you to choose the level of cover you want it requires that you pay the first $100 of the claim and the insurance covers the rest. I think its worth it vet fees can be really expensive and can really burn a whole in your wallet if you can’t afford it.
Regular vet visits need to be maintained to make an insurance claims, claims can be made as many times in one year to the amount insured. Visit your vet they can recommend and explain the best plans to suit you and your pets
I did check into it when I got my two, but I decided against it. I believe I calculated the costs to far outweigh the benefits. I don’t recall the details, but it looked to me as if I paid premiums for 10 years I’d have paid in way more than I’d ever get back.
That was just my decision. I only looked at one plan though.
I found some good info here.